2 Days Early - Investment Syndicate

PURPOSE

By operators. For operators.

We are a community of entrepreneurs, investors and operators. We have backgrounds in growth, product, engineering, operations, and finance, determined to help startups succeed.

We aim to be the operator syndicate with highest value per dollar invested. Companies we invest in get access to our experience network and commitment to empowering impactful firms.

We love investing in amazing founders of all backgrounds, and we're especially committed to investing in companies founded by Chime alumni and supporting the next generation of operators.

200+

Chime operators in 2 Days Early syndicate

60%

have scaled startups from 0 - 100 FTEs

73%

have directly managed teams of 10+ people

$2.5M

investing capacity per year

OPERATING PRINCIPLES

We invest in startups that profit alongside users rather than from them

We invest in startups that create high user loyalty, engagement and trust

We invest in startups that use transparent and fair business models to do well by doing good

PORTFOLIO

We're proud to invest our time and money in operators at these startups:

BACKPACK

Simplifying 529 plan management for families and advisors with innovative payment solutions.

JUNO

Modern banking for the crypto-native, with seamless on-ramps and a focus on user experience.

FIZZ

Social debit card and financial platform designed for college students and young adults.

HADRIUS

AI-powered compliance platform for SEC & FINRA regulated firms, saving 19hrs/week on compliance tasks.

KARTERA

Empowering financial advisors with digital-first solutions to serve the next generation of wealth.

SUNDAE

Marketplace connecting homeowners looking to sell with property investors for fair, off-market deals.

WALDO

AI-powered fraud prevention that automates compliance and keeps your business safe.

PARTNERS

MAIA

Builds cool fintech stuff at Chime (after they acquired her credit-building startup Pinch). Previously founded Rocksbox (also acquired). Now backs founders at XFactor & Parcel B. Probably sharing TMI tweets about raising her two amazing daughters.

BAISHI

At Chime, shapes lending products helping millions get the credit they deserve. Previously revolutionized mortgages at LendingHome and home search at Compass. Building great fintech while raising tiny humans.

SAMIR

Finance nerd building money superpowers at Cash App. Previously shaped strategic finance at HRT, Unit, and Chime after starting at JP Morgan. Writes over-engineered fintech takes and loves building models in Python.